IDFC FIRST BankVisa

•••• •••• •••• 9391

FIRST MillenniaUp to 10X reward points

Lifestyle4.2

FIRST Millennia

IDFC FIRST Bank · Visa

Lifetime-free with never-expiring points.

Annual fee: Lifetime Free
Joining fee: Nil
Reward rate: Up to 10X reward points
Min income: ₹3,00,000 / yr
Best for: First-time card users

Key benefits

10X reward points on spends above ₹20,000/month
Reward points never expire
Low dynamic APR from 9% p.a.
Complimentary roadside assistance

Fees & eligibility

Annual feeLifetime Free

Joining feeNil

Fee waiverNot applicable

Recommended min. income₹3,00,000 / year

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