Your Credit Cards,
Perfectly Managed
CardWise helps you track expenses, stay ahead of due dates, and unlock deep spending insights across all your credit cards — automatically synced via India's official AA framework.
As featured in
- YourStory
- Inc42
- Economic Times
- Mint
- The Ken
- Entrackr
Managing credit cards
shouldn't be this hard
Most Indians juggle four or more cards across different banks — and the chaos of due dates, statements, and scattered spends adds up fast.
4+ cards to track
Different banks, different apps, different logins — keeping tabs on every card is a daily headache.
Missed due dates
Forget one payment and late fees plus sky-high interest quietly eat into your money.
Scattered statements
Bills buried across email and SMS make it nearly impossible to find what you actually owe.
No single view
Without one dashboard, total spend lives in a manual spreadsheet you never quite keep updated.
CardWise brings it all together.
Everything you need to
master your cards
CardWise brings together every tool you need to stay on top of your credit card finances.
Unified Dashboard
See all your credit cards, balances, and upcoming dues in a single glance.
Smart Due Alerts
Automated push notifications 7, 3, and 1 day before every payment due date.
AA Framework Sync
Auto-fetch transactions via India's RBI-approved Account Aggregator network.
Spending Analytics
Monthly trends, category breakdown, and merchant-level spending insights.
70+ Banks Supported
Works with SBI, HDFC, ICICI, Axis, Kotak, IndusInd, and 65 more banks.
Statement Management
Auto-parse e-statements and export spending summaries as PDF or CSV.
Works with 70+ banks & card issuers
If you bank in India, CardWise has you covered — connected securely through the Account Aggregator network.
- HDFC Bank
- SBI Card
- ICICI Bank
- Axis Bank
- Kotak
- IndusInd
- IDFC FIRST
- Amex
- HSBC
- RBL Bank
- Yes Bank
- Bank of Baroda
- Standard Chartered
- AU Small Finance
…and 55+ more.
Up and running in
under 2 minutes
Download & Sign Up
Install CardWise and verify your identity with a quick mobile OTP — no passwords needed.
Link Your Banks
Connect via the Account Aggregator framework. Takes 30 seconds and is 100% RBI-compliant.
Track & Relax
Your cards, transactions, and dues are automatically synced. Stay in control effortlessly.
Not a render —
the real product
Fully interactive — explore the real product right now. No signup, no download.
Loved by users
across India
"CardWise completely changed how I manage my 4 credit cards. The due date alerts have saved me from late fees multiple times!"
"The AA integration is seamless — no manual entry, everything syncs. The analytics help me optimise which card to use where."
"Finally an app that understands Indian credit cards. The multi-card dashboard and statement parsing are absolute game changers."
Start free, upgrade when you grow
Every plan includes bank-grade security on the RBI Account Aggregator framework. Pick the one that fits today — change it anytime.
For getting your cards organised in one place.
- Track up to 3 credit cards
- Due-date & bill reminders
- Secure AA-linked statements
For optimising rewards across every card you own.
- Unlimited cards
- Smart reward & spend insights
- Best-card-to-use suggestions
For power users who want the full financial picture.
- Everything in Plus
- Annual fee & ROI tracking
- Priority support
No credit card required · Cancel anytime
Your data, locked down
CardWise is built on India's RBI-regulated Account Aggregator framework with read-only, consent-first access — so your money stays exactly where it is.
RBI-regulated AA framework
We connect through India's official Account Aggregator network, supervised by the Reserve Bank of India.
Strictly read-only access
CardWise can view your statements to give insights — it can never move, transfer, or touch your money.
No credentials, ever
We never see or store your bank passwords, OTPs, or full card numbers. Consent flows happen on your bank's side.
Bank-grade encryption
Your data is protected with AES-256 encryption at rest and TLS 1.3 in transit, end to end.
DPDP Act 2023 compliant
Built to India's Digital Personal Data Protection Act — your data is processed lawfully and minimally.
Consent you control
Every connection needs your explicit approval, and you can revoke access for any account at any time.
Questions? Answered.
Everything you need to know about safety, supported banks and how CardWise works on the RBI Account Aggregator framework.
Yes. CardWise offers a free forever plan with everything you need to track your cards and spends. Paid plans unlock advanced automation and deeper analytics for power users.
Absolutely. CardWise connects through the RBI-regulated Account Aggregator network with read-only access. We never store your banking credentials, and all data is protected with bank-grade encryption.
CardWise supports 70+ banks including HDFC, SBI, ICICI, Axis, Kotak and many more, with new institutions added regularly across the AA network.
You give explicit, revocable consent for each data request. Your financial data then flows read-only through the RBI Account Aggregator network. We never see your passwords or OTPs, and you can withdraw consent any time.
No. CardWise is strictly read-only. It can view your card and account information to give you insights, but it can never transfer funds or make any payment on your behalf.
CardWise is launching soon on both Android and iOS. Join the waitlist below and we will notify you the moment it goes live.
Be first in line
Join the waitlist and we'll email you the moment CardWise launches.
No spam — one launch email, then nothing else.