HDFC BankVisa

•••• •••• •••• 3322

Regalia Gold4 reward points / ₹150

Premium4.6

Regalia Gold

HDFC Bank · Visa

Premium rewards, airport lounges, and concierge.

Annual fee: ₹2,500
Joining fee: ₹2,500
Reward rate: 4 reward points / ₹150
Min income: ₹12,00,000 / yr
Best for: Frequent travellers & diners
Welcome bonus: ₹2,500 worth gift voucher on joining
Fee waiver: Annual fee waived on ₹4L annual spend

Key benefits

12 complimentary domestic + 6 international lounge visits
5X reward points at partner brands (Marriott, Nykaa, Myntra)
Up to ₹1 crore air accident cover
Complimentary Swiggy One & MMT Black memberships

Fees & eligibility

Annual fee₹2,500

Joining fee₹2,500

Fee waiverAnnual fee waived on ₹4L annual spend

Recommended min. income₹12,00,000 / year

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